If your super visa is refused 100% premium are refunded back to you provided that you must submit proof of the rejection of your Super Visa application in order to process any cancellation requests usually a rejection letter from immigration office of Canada is required. Talk to one of our agents if you require more information. CALL US TODAY ! 1-866-629-0303

It all depends on the pre-existing condition, and the terms and conditions of the policy. Some insurance companies offer plans that cover pre-existing conditions as long as they have been stable for a certain period of time (3 to 6 months) before departure from your home country. Sometimes, pre-existing conditions will not be covered. It is important to read your entire policy to make sure you are aware of the definitions affecting coverage, as well as the possible exclusions that may apply. Only some of the available plans will cover pre-existing medical conditions such as diabetes, high blood pressure, heart conditions, etc. Other policies, while they do cover stable pre-existing medical conditions, use strict eligibility questions to screen out applicants (for example, no coverage available if you use an ICD (pacemaker), oral steroids for lung conditions, diagnosis of stroke, blood clots, congestive heart failure or heart murmur in past 12 months, etc.).

After the policy goes into effect (early return to home country) can be obtained with proof of travel and/or a copy of the Super Visa showing any conditions stipulated at the time of entry into Canada. However, we recommend that the policy be kept in force if the insured will return to Canada shortly after they leave, as proof of insurance may be required at the time of re-entry. Partial refunds will not be provided if a claim has been submitted or is pending. Please refer to policy for requirements to apply for partial refunds or speak to one of our agents as each company have different conditions for partial refund.